Fast & Seamless
From deposits and transfers to bill payments and withdrawals, every transaction is processed instantly and without hassle.
At atus, every user has two wallets for better financial management:
• Main Wallet – where your deposits, transfers, and withdrawals are managed.
• Investment Wallet – where your DPS, FDR, and loan-related funds are tracked.
This separation ensures your day-to-day money is always accessible while your savings and investments continue to grow without interference.
Yes. In addition to instant funding methods, we also support manual deposits. Simply transfer funds to our official bank account, then upload your payment proof within the app. Once verified, your wallet will be credited. This ensures flexibility for users who prefer traditional banking methods.
Withdrawing money is simple and secure:
1. Log in to your atus account.
2. Go to the Withdrawal section.
3. Select your linked bank account or mobile money option.
4. Enter the amount and confirm with your PIN/OTP.
Funds are processed quickly and usually arrive within minutes, depending on the withdrawal method.
atus uses a ranking system to reward active users. Your rank can improve by:
• Completing more transactions (deposits, transfers, bill payments).
• Increasing your savings and investment activity (DPS, FDR).
• Referring new users who stay active.
Each upgrade unlocks exclusive benefits, such as lower fees, higher referral bonuses, and better interest rates.
Our multi-level referral program rewards you not just for direct invites but also for your network’s activity.
• Level 1: Earn bonuses when your direct referrals join and transact.
• Level 2: Earn smaller bonuses from the referrals made by your direct network.
• Level 3+: Continue to benefit from extended activity within your network.
This system ensures that your influence keeps generating rewards as your community grows.
From deposits and transfers to bill payments and withdrawals, every transaction is processed instantly and without hassle.
Earn more with our multi-level referral program and ranking system that rewards your activity and loyalty.
Grow your wealth with DPS and FDR plans that offer competitive returns and flexible options tailored to your goals.
Whether you’re an individual, a student, or a small business, atus provides solutions built for West African realities — simple, mobile-friendly, and available 24/7.
Your money and data are protected with bank-grade encryption, fraud monitoring, and strict compliance standards. Peace of mind comes standard.
