Banking Solution

Our Professional Features

Deposit

Easily fund your account through multiple channels — bank transfer, debit card, or mobile money. Deposits are reflected instantly, allowing you to start saving, investing, or transacting without delay.

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DPS

Our DPS plans let you save fixed amounts at regular intervals (daily, weekly, or monthly) while earning competitive interest. Whether it’s for school fees, business growth, or a rainy-day fund, our DPS is flexible and goal-oriented.

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FDR

Lock in your money for a chosen tenure and enjoy higher interest rates than a regular savings account. With FDR, your capital is safe, and your returns are guaranteed.

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Transaction

Enjoy seamless money movement within and outside the atus ecosystem. Transfer funds to other users, pay bills, or send money to bank accounts — all at your fingertips.

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Withdraw

Cash out anytime with ease. Withdraw funds from your atus wallet directly to your linked bank account or mobile money number.

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Referral

Earn rewards by inviting friends and family to join atus. Every successful referral grows our community and gives you instant bonuses.

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Banking Powered

Our Powerful Solutions

Move money to and fro with Atus

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Fund Transfer

Send money instantly and securely with atus. Whether you’re transferring to another atus user or sending to a bank account, our system ensures your funds arrive quickly and safely.

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Loans

Access quick and secure loans tailored to your needs — personal, business, or emergency. Our system uses smart credit scoring to make approvals fast and hassle-free.

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Pay Bill

Settle your everyday bills directly from your atus account. From airtime and data to utilities and subscriptions, we make bill payments effortless and convenient.

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All Plans

Our Plans

BASIC

Basic Plan

₦200000 / 365 Days
  • Interest Rate : 25%
  • Number of Installments : 1
  • Per Installment : ₦200000
  • Installment Slice : 365 Days
  • All Deposits : ₦200000.00
  • Final Maturity : ₦250000.00
Tailored experiences

Our Powerful Solutions

At ATUS WEST AFRICA INVESTMENT (atus), we believe banking should be simple, secure, and rewarding. That’s why we’ve built a comprehensive suite of digital financial solutions designed to put you in control of your money. Whether you’re saving, investing, borrowing, or transacting, our platform delivers speed, transparency, and trust. Our solutions are built with cutting-edge security, regulatory compliance, and a user-first design, ensuring that every financial decision you make is supported by a platform you can trust.

  • Learning and Development Ability
  • Ease of Integration
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Faq Questions

Explore Your Questions.

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At atus, every user has two wallets for better financial management:
• Main Wallet – where your deposits, transfers, and withdrawals are managed.
• Investment Wallet – where your DPS, FDR, and loan-related funds are tracked.
This separation ensures your day-to-day money is always accessible while your savings and investments continue to grow without interference.

Yes. In addition to instant funding methods, we also support manual deposits. Simply transfer funds to our official bank account, then upload your payment proof within the app. Once verified, your wallet will be credited. This ensures flexibility for users who prefer traditional banking methods.

Withdrawing money is simple and secure:
1. Log in to your atus account.
2. Go to the Withdrawal section.
3. Select your linked bank account or mobile money option.
4. Enter the amount and confirm with your PIN/OTP.
Funds are processed quickly and usually arrive within minutes, depending on the withdrawal method.

atus uses a ranking system to reward active users. Your rank can improve by:
• Completing more transactions (deposits, transfers, bill payments).
• Increasing your savings and investment activity (DPS, FDR).
• Referring new users who stay active.
Each upgrade unlocks exclusive benefits, such as lower fees, higher referral bonuses, and better interest rates.

Our multi-level referral program rewards you not just for direct invites but also for your network’s activity.
• Level 1: Earn bonuses when your direct referrals join and transact.
• Level 2: Earn smaller bonuses from the referrals made by your direct network.
• Level 3+: Continue to benefit from extended activity within your network.
This system ensures that your influence keeps generating rewards as your community grows.

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Bank Introduction

Get to know Atus West Africa Investment

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The Team

Meet the Team

Bank registration typically refers to the process by which a financial institution obtains the necessary licenses Bank registration typically refers to the process by which a financial.

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Donald Roman

Frontend Engineer at Kryptonia

Bank registration typically refers to the process by which a financial institution obtains the necessary licenses Bank registration typically refers to the process by which a financial.

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Angel Rose

UI/UX Designer at Kryptonia

Demonstrations

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Demo

Demonstrate

Why Choose Us

Explore Why You Will Choose Us.

Fast & Seamless

From deposits and transfers to bill payments and withdrawals, every transaction is processed instantly and without hassle.

Rewards That Count

Earn more with our multi-level referral program and ranking system that rewards your activity and loyalty.

Smarter Savings & Investment

Grow your wealth with DPS and FDR plans that offer competitive returns and flexible options tailored to your goals.

Designed for You

Whether you’re an individual, a student, or a small business, atus provides solutions built for West African realities — simple, mobile-friendly, and available 24/7.

Secure & Reliable

Your money and data are protected with bank-grade encryption, fraud monitoring, and strict compliance standards. Peace of mind comes standard.

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